Zhu, Xu; Chu, Qingyong; Song, Xinchang; Hu, Ping; Peng, Lu - In: Data science and management : DSM 6 (2023) 3, pp. 123-133
Owing to the convenience of online loans, an increasing number of people are borrowing money on online platforms. With the emergence of machine learning technology, predicting loan defaults has become a popular topic. However, machine learning models have a black-box problem that cannot be...
