. Filing under Chapter 13 stops lenders from foreclosing and gives debtors extra time to repay mortgage arrears, but does not …

reduce debtors' mortgage payments, i.e., introducing quot;cram-downquot; of mortgages in Chapter 13. lt;brgt; lt;brgt;We find … that 96% of Chapter 13 filers are homeowners and 79% of filers repay mortgage debt in their repayment plans; while just 9 …

reduce debtors' mortgage payments, i.e., introducing "cram-down" of mortgages in Chapter 13. <br> <br>We find that 96% of … Chapter 13 filers are homeowners and 79% of filers repay mortgage debt in their repayment plans; while just 9% of filers repay …

home mortgage market, compared to mortgage markets elsewhere in the world, the prevalence of non-recourse mortgages as … than 588,000 strategic walk-away mortgage defaults took place, representing nearly 20% of all foreclosures in 2008. Most of …

The recent financial crisis has led to calls for a better understanding of the reasons behind the increase in mortgage … defaults and the foreclosures that followed. Previous studies using option-based mortgage default models predicted that … borrowers should immediately exercise the default option when the market value of their mortgage exceeds the value of the …