Microfinance institutes (MFI) have used the individuality scheme for decades however in order to increase the outreach …. Default rate is measured in order to understand the performance of the loan portfolio of a MFI or lender. The threat of the … understand the factors which impact both joint liability and individual liability in terms of default rate. Loan size, interest …

The focus of this article is on measuring loan delinquency and default in microfinance institutions (MFls) at top … default. By this I mean how do senior managers judge the quality of the loan portfolio from financial data. I do not intend to … cover how a field-level staff responsible for, say, 150 borrowers monitors her loan portfolio. The article is clearly not …