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Does credit scoring improve the selection of borrowers and credit quality?

Albareto, Giorgio; Felici, Roberto; Sette, Enrico - 2016

Persistent link: https://www.econbiz.de/10011943055

Lending relationships in loan renegotiation : evidence from corporate loans

Plessen-Mátyás, Katharina - 2021

This paper presents evidence that personal relationships between corporate borrowers and bank loan officers improve the outcomes of loan renegotiation. Analysing a bank reorganization in Greece in the mid-2010s, I find that firms that experience an exogenous interruption in their loan officer...

Persistent link: https://www.econbiz.de/10012519342

Credit risk measurement in commercial bank lending to mid-corporates : an Indian study

Arora, Renu - In: Praj̄nȧn : journal of social and management sciences 51 (2022) 3, pp. 237-256

Persistent link: https://www.econbiz.de/10014364971

Decomposition of non-performing loans dynamics into a debt-servicing capacity and a risk taking indicators

Gamba-Santamaria, Santiago; Melo-Velandia, Luis Fernando; … - In: The quarterly review of economics and finance 96 (2024), pp. 1-16

Persistent link: https://www.econbiz.de/10014631557

Default or Profit Scoring Credit Systems? Evidence from an Emerging High-Risk P2P Loan Market

Lyocsa, Stefan - 2020

For the emerging peer-to-peer (P2P) lending markets to survive, they need to employ credit risk management practices …-of-sample framework, our approach overwhelmingly dominates standard credit scoring models that are based on labeling loans as either … significantly--almost 2.5 times--higher when using our profit scoring approach compared to the standard credit-scoring model based …

Persistent link: https://www.econbiz.de/10012826830