Ampountolas, Apostolos; Nde, Titus Nyarko; Date, Paresh; … - In: Risks : open access journal 9 (2021) 3, pp. 1-20
In micro-lending markets, lack of recorded credit history is a significant impediment to assessing individual borrowers' creditworthiness and therefore deciding fair interest rates. This research compares various machine learning algorithms on real micro-lending data to test their efficacy at...
