employer-provided health insurance and employer payments for FICA taxes has contributed to the growth in observed and actual … for men working full-time and year round. She finds that the decreased availability of jobs with health benefits has had a … substantially more unequal since 1979 than the traditional measure based on wages alone indicates. …

In this study, we examine how the market concentration in the insurance industry impacts employment and wages. We use … panel data, with fixed effects, to find that a higher market concentration is associated with lower employment in the … industry. Additionally, we find that market concentration is associated with a lower share of wages. However, we do not find …

Objective: To identify factors for healthcare utilization and to describe effect of Mutual Health Insurance on health … utilization. Conclusion: Enrolment to mutual health insurance increases healthcare utilization. Presence of illness in the … Health Insurance scheme should be targeted during escalating of healthcare utilization. …

Objective. To evaluate the role of health plan benefit design and price on consumers' decisions to purchase health … insurance in the nongroup market and their choice of plan.Data Sources and Study Setting. Administrative data from the three …

prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from …This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …