Narrow search
Showing 1 - 10 of 17,578
Cover Image
Studie zu Dispozinsen/Ratenkrediten Laufzeit 8/2011 - 5/2012 : Forschungsvorhaben zur Bereitstellung wissenschaftlicher Entscheidungshilfe für das Bundesministerium für Ernährung,...
Dick, Christian D.; Knobloch, Michael; Al-Umaray, Kerim … - 2012
; Girokonto ; Überziehungskredit ; Zins ; Informationspflichten ; overdraft ; consumer credit ; usury ; adjustment ; current …
Persistent link: https://www.econbiz.de/10009632744
Cover Image
Limited and varying consumer attention : evidence from shocks to the salience of bank overdraft fees
Stango, Victor; Zinman, Jonathan - 2011
Persistent link: https://www.econbiz.de/10010196691
Cover Image
Limited and varying consumer attention : evidence from shocks to the salience of bank overdraft fees
Stango, Victor; Zinman, Jonathan - In: The review of financial studies 27 (2014) 4, pp. 990-1050
Persistent link: https://www.econbiz.de/10010370830
Cover Image
Limited and Varying Consumer Attention : Evidence from Shocks to the Salience of Bank Overdraft Fees
Stango, Victor - 2011
We explore dynamics of limited attention in the $35 billion market for checking overdrafts, using survey content as shocks to the salience of overdraft fees. Conditional on selection into surveys, individuals who face overdraft-related questions are less likely to incur a fee in the survey...
Persistent link: https://www.econbiz.de/10013125569
Cover Image
Limited and varying consumer attention : evidence from shocks to the salience of bank overdraft fees
Stango, Victor; Zinman, Jonathan - 2011
"We explore dynamics of limited attention in the $35 billion market for checking overdrafts, using survey content as shocks to the salience of overdraft fees. Conditional on selection into surveys, individuals who face overdraft-related questions are less likely to incur a fee in the survey...
Persistent link: https://www.econbiz.de/10009129702
Cover Image
Limited and Varying Consumer Attention : Evidence from Shocks to the Salience of Bank Overdraft Fees
Stango, Victor - 2011
We explore dynamics of limited attention in the $35 billion market for checking overdrafts, using survey content as shocks to the salience of overdraft fees. Conditional on selection into surveys, individuals who face overdraft-related questions are less likely to incur a fee in the survey...
Persistent link: https://www.econbiz.de/10012461630
Cover Image
Consumer debt : many borrowers unaware of their interest rates : cost display influences likelihood of accepting credit scenario
Gipp, Antonia; Hamdan, Jana Samira; Menkhoff, Lukas - In: DIW weekly report : economy, politics, science : a … 12 (2022) 37, pp. 218-226
The consumer debt of households in Germany totals in the triple-digit billions and is characterized by a wide range of interest rates. Despite the high volume of debt, many people do not know the terms of their consumer credit contracts. This report analyzes new survey data on general knowledge...
Persistent link: https://www.econbiz.de/10013410736
Cover Image
Bancarizing with credit cards : experimental evidence on interest rates and minimum payments elasticities for new clients
Seira, Enrique; Castellanos, Sara G.; Hernández, Diego … - 2015
We study the bancarization of marginal borrowers using credit cards and document that this process is difficult: default risk is substantial, returns heterogeneous, and account closings common. We also take advantage of a randomized control trial that varied interest rates and minimum payments...
Persistent link: https://www.econbiz.de/10011281263
Cover Image
Subprime consumer credit demand : evidence from a lender's pricing experiment
Alan, Sule; Dumitrescu, Ruxandra; Lóránth, Gyöngyi - 2011
We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. We were given details of a randomized interest rate experiment conducted by the lender between October 2006 and January 2007. Access to such information is rare....
Persistent link: https://www.econbiz.de/10008900901
Cover Image
Subprime consumer credit demand : evidence from a lender's pricing experiment
Alan, Sule; Dumitrescu, Ruxandra; Lóránth, Gyöngyi - 2011
We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted by the lender between October 2006 and...
Persistent link: https://www.econbiz.de/10008902391