This paper presents a theoretical framework to understand the impact of foreign bank entry on the access to and the price of credit for different types of firms. A major point of departure from the previous literature is that incumbents' information about firms is endogenous in the model;...

Policy makers often decide to liberalize foreign bank entry but at the same time restrict the mode of entry. We study how different entry modes affect the interest rate for loans in a model in which domestic banks possess private information about their incumbent clients but foreign banks have...

Prior studies documented that foreign banks have competitive advantages compare to domestic banks, due to their superior cost efficiency, higher banking skills and used of advanced technology. Therefore, they may charge lower lending rate, and may choose borrowers from large and more transparent...

Using data from ninety commercial banks in the Indonesian banking sector, this paper investigates the impact of the acquisition of domestic private banks by foreign banks on lending behaviour, particularly SME credit. Among foreign banks, we differentiate between acquired banks and greenfield...

This paper provides novel micro-level evidence that cross-border bank flows are important for households' access to credit not only in emerging markets but also in advanced economies. These foreign bank flows can drive local credit credit booms that increase bank risk. We study how the influx of...

This paper provides novel microlevel evidence that cross-border bank flows are an important means for households to access credit, not only in emerging markets but also in advanced economies. Using supervisory bank-level data alongside household credit and consumption data from Germany, we study...

This unique study examines the interactive role of bank competition and foreign bank entry in explaining the risk-taking of banks over the globe. We used cross-country data for the banking sector from 2000 to 2016. Using the pooled regression model and Two-stage Least Squares model (2SLS with...

The study comments on Acheampong's (2013) and finds that selective exclusion unit of analysis, estimation techniques errors and its justification cast a doubt on the results. This inaccurately represents the relationship between foreign bank entry and financial performance of domestic-owned...

The study comments on Acheampong's (2013) and finds that selective exclusion unit of analysis, estimation techniques errors and its justification cast a doubt on the results. This inaccurately represents the relationship between foreign bank entry and financial performance of domestic-owned...