-border services have an impact upon fair competition in the internal market for both consumers and smaller businesses. Under Article … clarify the above understanding using the tools of behavioural economics. The banking sector needs stronger competition …

competition and consumer protection policies as well as direct interventions discouraging large value cash payments would be …

Payment scale economies affect banking costs, competition in payment services, and pricing. Our scale measure relates … are primarily due to mix, not scale. Also, since standard indicators of competition can give inconsistent results, a …. Existing differences in bank prices (EC report) are associated with small differences in competition …