access to formal savings. This is the first study to use a randomized controlled trial to evaluate the impact of using mobile … friends. We work with two cross-randomized interventions. The first treatment gave access to a remunerated mobile savings … primary farmer counterparts. We find that the remunerated mobile savings account raised mobile savings, but only while …

analyse the effect of financial education on savings and investment decision-making for a broad set of financial assets. The …

This study analyzes the interactive effects of migrant remittances and financial development on savings-investment gap … remittances reduce savings-investment gap in the long run. The gap is further reduced when the individual effect of financial … higher private sector credit widened the savings-investment gap only in the short-run. The study suggests the need for a …