household wealth, and increased uncertainty about the future are among the contributing factors. Finally, I consider whether …

persistent current account surpluses were due primarily to Japan's large and persistent IS imbalances (the excess of saving over …

identified as the key drivers of the saving culture in Kenya. Public and private policymakers need to identify ways of managing … these drivers to promote a higher saving behavior in Kenya …

This paper investigates individuals' investment behaviour in their retirement savings surrounding milestone birthday … to make investment changes. We utilise a large Australia retirement savings fund which provides the history of investment …

concerning saving and investing is crucial in reference to economic and educational policy. Changing social mentality requires … many years. What should be of high concern is a steady growth of households debt level in banks.Therefore, in the present … paper, the deliberation on the saving issue will be provided in relation to two groups: a representative sample referring to …

supposed to guarantee future humane pension (at an adequate level), when reaching retirement age. However, it is not going to … standpoints and behavior concerning saving and investing is crucial in reference to economic and educational policy. Changing … social mentality requires many years. What should be of high concern is a steady growth of households debt level in banks …

institutions to informal saving and by promoting more diversification. However, there are considerable barriers to saving …. Knowledge and understanding of saving and investment concepts is particularly low in many countries. In addition, there are …, as well as behavioural techniques to encourage people into sound saving decisions. …