Purpose – This paper aims to compare the perceptions of Islamic bank customers concerning FinTech services in Malaysia and Saudi Arabia. It also investigates the level to which customers are willing to adapt FinTech services.Design/methodology/approach – Primary data were collected from May...

This paper aims to examine the impact of financial technology (Fintech) on Islamic banks' income from perspective of the theory of financial intermediation. This study argues that the existence of banks as intermediaries due to transaction cost and asymmetrical information. In Islamic banking...

This paper discussed the prevailing issues currently faced by Islamic banks on the offering of Letter of Credit (LC), originally brought forward by the International Chamber of Commerce, using Shariah contracts and puts forth recommendations on practical solutions to solve the issues. The study...