Background: Saving and investment are two of the most important tools for economic growth. The interest rate has always been considered an important determinant of saving and investment. However, according to Islamic teachings, riba or earning interest on saving or investment is forbidden, and...

The article discusses the components distressing the credit risk faced by banking institutions and systematically recognizes key factors affecting credit risk formation in Islamic banking operations in Pakistan. Moreover, this study compares these factors in Islamic and conventional banking....

The purpose of the study was to compare and analyze the impact of intellectual capital (IC) performance on the financial performance of the conventional and Islamic banks in Pakistan. The study collected data from a sample of 10 banks in total and among them 5 banks were conventional and 5 were...

Given the increase of Islamic financial institutions across the world, it is integral to identify the significance and impact caused by its amalgamation of the improved financial performance of these banks. The primary objective of this research was to assess the Shariah audit in-regularities of...

This article investigates the performance of Islamic banks versus conventional counterparts in Pakistan over the period (2007-2017) using financial ratio analysis. A total of 18 banks (13 conventional and 5 Islamic) were considered. A comparative study is undertaken based on performance...

Banking sector is the backbone of any country's economy and bank deposits are the major tool of success for banking sector.Bank deposits are also a major part and determinant of country's saving. According to economic theories and practical considerations, interest rate is considered one of the...

Background:Saving and investment are two of the most important tools for economic growth. The interest rate has always been considered an important determinant of saving and investment. However, according to Islamic teachings,ribaor earning interest on saving or investment is forbidden, and...

Over the last decade, Islamic Financials (Sukuk) emerged as a pioneering capital market instrument. One of the fundamental reasons for the emerging demand of Islamic Financing (Sukuk) includes its adherence to the finance in accordance to the Islamic values, avoiding Riba, which is the...

A primary source of asymmetric information arises from banks' uncertainty about borrowers' Creditworthiness. This can generate two types of barriers to efficient credit allocation in the loan market: ad-verse selection in the likelihood of repayment and moral hazard in the riskiness of firms'...

Over the last decade, Islamic Financials (Sukuk) emerged as a pioneering capital market instrument. The riskiness of Sukuk is similar to that of the bond as they depend on the financial credibility of the issuer hence assumed to have no significant difference, the only difference seems to be in...