In this paper we analyze the access to credit of innovative firms on the price and non-price dimensions of bank lending. Using information from two datasets, we use a propensity score matching procedure to estimate the impact of the innovative nature of firms on: (a) loan interest rates; (b) the...

Preface -- 1 SME and Entrepreneurship Policies After the Crisis -- 2 The Italian Small- and Medium-Sized Firms in the Aftermath of the Crisis: Is there a New Model? -- 3 Industrial Policy for SMEs Renewal: The Opportunity of Service Platforms -- 4 Product Inovation and Corporate Governance in...

In this paper we explore the effects of bank-borrower physical proximity on price and non-price aspects of small business lending in local credit markets. Along the price dimension, our analysis reveals that interest rates increase with bank-borrower distance and decrease with the distance...

In this paper we study the relevance of the gender of the contracting parties involved in lending. We show that female entrepreneurs face tighter access to credit, even though they do not pay higher interest rates. The effect is independent of the information available about the borrower and...