Trinh Quang Long; Morgan, Peter J.; Yoshino, Naoyuki - In: Financial innovation : FIN 9 (2023) 1, pp. 1-30
This study investigates how financial literacy and behavioral traits affect the adoption of electronic payment (ePayment) services in Japan. We construct a financial literacy index using a representative sample of 25,000 individuals from the Bank of Japan's 2019 Financial Literacy Survey. We...