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The "conventional wisdom" in academic and policy circles argues that, while large and foreign banks are generally not interested in serving SMEs, small and niche banks have an advantage because they can overcome SME opaqueness through relationship lending. This paper shows that there is a gap...
Persistent link: https://www.econbiz.de/10012562465
Enterprises Equity Investment Scheme (SMEEIS) disbursement provided by the CBN in Statistical Bulletins and Banking Supervision …
Persistent link: https://www.econbiz.de/10013135749
We investigate the impact of local banking market concentration on small and medium-sized enterprises' access to …-level observations from the EBRD's BEEPS survey with unique, self-collected data on local banking markets. We take into account the …-monotonic relationship between banking market concentration and access to finance. Across all firms, some banking market power proves to …
Persistent link: https://www.econbiz.de/10013136986
banking sector concentration; "in-market" mergers with large target banks; importance of large banks in providing external …
Persistent link: https://www.econbiz.de/10013137097
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Entrepreneurial competencies are capabilities that the business mind people possess to create a new business idea or improve the existing one. Though the direct effect of entrepreneurs' competence on the performance of MSMEs was relatively researched, its mediating effect was not studied well....
Persistent link: https://www.econbiz.de/10012307934
Despite the advantages that literature grants to factoring, its degree of adoption in small and medium-sized enterprises (SMEs) is low. The objective of the research is to establish the determinants in factoring adoption that allow greater access to financing by SMEs. For this purpose, a...
Persistent link: https://www.econbiz.de/10012308058
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