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Although small and medium-sized enterprises (SMEs) contribute considerably to Germany's carbon emissions, regional …. However, given Germany's commitment to climate neutrality by 2045, suitable approaches for injecting climate finance into … regional banks in Germany precludes them from applying simple positive or negative screenings, their in-depth knowledge about …
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We document that European banks charge higher interest rates on loans granted to small and medium-sized firms located in areas at high risk of flooding. At 6 basis points, the average risk premium does not adequately reflect the deterioration of loan performance in the aftermath of flood...
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