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House prices have increased significantly in Canada over the past decade, driving household debt and residential construction activity to historical highs. Although macro-prudential tightening has slowed the pace of household borrowing in the last few years, house prices have continued to trend...
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A continuing theme of our work, and that of others, has been the failure of insolvency law to keep pace with the new …
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bankruptcy and insolvency system provides relief--though not to everyone. The architects of the system have restricted access to … reflected in the law governing the bankruptcy and insolvency system, which seeks to provide debt relief to the deserving while … of emotion, Anna Jane Samis Lund reveals how carrying out emotional labour shapes an insolvency professional …
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Global climate change is increasing the frequency and severity of natural disasters. We use detailed consumer credit data to investigate the impact of the 2016 Fort McMurray wildfire, the costliest wildfire disaster in Canadian history, on consumers' financial stress. We focus on the arrears of...
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When debt becomes unmanageable, two options for a consumer debtor in Canada are: (1) enlisting the services of a bankruptcy trustee, and (2) becoming a client of a not-for-profit credit counselling agency. Each of these options is regulated differently and has public and private dimensions. At...
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