Chapter 1: Introduction -- Chapter 2: Theories and Evidence of Financial Vulnerability -- Chapter 3: Building a Financial Vulnerability Model -- Chapter 4: Socio-Cultural and Economic Institutions at the Local Level -- Chapter 5: The Household as Financial Manager -- Chapter 6: Markets and...

This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by...

This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by...

This report, Control, Sufficiency, and Social Support: Lessons from Low-income Canadians about Financial Wellbeing, examines how diary participants achieve the financial wellbeing that they have. The evidence we found is that low-income people work very hard to manage their finances. They...