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A continuing theme of our work, and that of others, has been the failure of insolvency law to keep pace with the new …
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bankruptcy and insolvency system provides relief--though not to everyone. The architects of the system have restricted access to … reflected in the law governing the bankruptcy and insolvency system, which seeks to provide debt relief to the deserving while … of emotion, Anna Jane Samis Lund reveals how carrying out emotional labour shapes an insolvency professional …
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Global climate change is increasing the frequency and severity of natural disasters. We use detailed consumer credit data to investigate the impact of the 2016 Fort McMurray wildfire, the costliest wildfire disaster in Canadian history, on consumers' financial stress. We focus on the arrears of...
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When debt becomes unmanageable, two options for a consumer debtor in Canada are: (1) enlisting the services of a bankruptcy trustee, and (2) becoming a client of a not-for-profit credit counselling agency. Each of these options is regulated differently and has public and private dimensions. At...
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Despite the pervasiveness of the Internet by 2010, 21% of Canadian households and some 29% of American households did not go online. The digital divide based on location (urban versus rural) persists, although it is narrowing. Although the digital divides based on income, education and age have...
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