The Canadian Financial Diaries Research Project is a project which explores the financial health of low-and modest-middle income Canadians. Using the financial diaries methodology, this research looks at both the barriers and opportunities which can impact financial well-being. Both quantitative...

Chapter 1: Introduction -- Chapter 2: Theories and Evidence of Financial Vulnerability -- Chapter 3: Building a Financial Vulnerability Model -- Chapter 4: Socio-Cultural and Economic Institutions at the Local Level -- Chapter 5: The Household as Financial Manager -- Chapter 6: Markets and...

This report, Control, Sufficiency, and Social Support: Lessons from Low-income Canadians about Financial Wellbeing, examines how diary participants achieve the financial wellbeing that they have. The evidence we found is that low-income people work very hard to manage their finances. They...

Cities are a significant source of economic growth and prosperity, but they may also contribute to social problems. In particular, the dynamics of urban spatial structure may exacerbate such problems as unemployment and poverty in the inner city. In this paper we examine a more recent but...

This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by...