jump back up to around 200 basis points. We surmise that in a booming credit market the certification of corporate …

' assessments of firms' credit quality and economic worth following loan announcements. Our sample comprises 986 announcements of …

Higher bank credit growth implies that excess returns of bank stocks over the next one year are lower by nearly 3 …%. Credit growth tracks bank stock returns over the business cycle and explains nearly 14% of the variation in bank stock …, the predictive power, as measured by the absolute magnitude of the coefficient on credit growth and the adjusted-R^2 at …

Problem Definition: Instant return credit (in short, return-credit) is a new FinTech service that offers a store credit … online returns into new sales, but it also results in costly fake returns from consumers with low credit-rating. We study … whether or not and how retailers should adopt return-credit and its implications on their optimal pricing strategy and profit …