portfolio of assets. The model, named the Realistic Retirement Simulator (RRS), improves upon other simulation models by … of retirement, i.e., at what age will the retiree die; and (2) mean reversion in equity returns. RRS models the number of … years in retirement as a random factor based on the Social Security Administration's 2015 Actuarial Life Table. The mean …

decumulation phase following retirement. We investigate the withdrawal experience associated with Glidepath Investing in the US … retirement income experience than diversifying one's portfolio across asset classes. We also show that Glidepath investing is …

Historic returns from 1926 to present are commonly used to predict future returns when planning retirement withdrawals …