Even though unregulated and decentralized platforms such as crypto assets are considered to have the potential to provide low-income earners with cheap banking alternative and “perhaps put pressure on banks to lower fees” (WSJ, 2019), its volatile nature, lack of consensual standards as...

When it comes to human ability to respond to climate change, laws matter. To slow the warming that poses an existential crisis for our species, we must be willing to dramatically reshape our laws and legal institutions to encourage or require better behaviors. Within the context of sweeping...

Carley and Konisky (2021) provide a compelling argument around the importance of equity and social justice in climate policy. We agree that carbon pricing alone cannot achieve every social objective, but we do view carbon pricing as compatible with and even furthering equity objectives by...

Over the past few years it has become increasingly clear that the physical consequences of climate change and the transition to a carbon-neutral economy are posing risks to companies and must be managed accordingly. At the same time, around half a million sites belonging to companies and other...

Money and payments are central to modern economies and societies, yet there are increasing concerns over the environmental impacts of various payment services, particularly from a climate perspective. This report examines the climate impact of retail payments in Sweden in 2021, including cash,...