Aging baby boomers create an imbalanced age structure in the housing market, while the growing numbers of younger Hispanic homeowners hold potential to absorb the growing elderly sell-off. This article addresses the gap between Hispanic and White homeownership. It quantifies the volume of...

This paper examines mortgage outcomes for a large, representative sample of individual home purchases and refinances linked to credit scores in seven major US markets in the recent housing boom and bust. Among those with similar credit scores and loan attributes, black and Hispanic homeowners...