Showing 1 - 10 of 1,503
Most of the empirical literature on consumption behaviour over the last decades has focused on estimating Euler … policy relevant issues. Alternatively, many papers have proposed using the consumption function to forecast behaviour. This … paper follows in this tradition, by deriving an analytical consumption function in the presence of intertemporal non …
Persistent link: https://www.econbiz.de/10011604618
Persistent link: https://www.econbiz.de/10011456726
Persistent link: https://www.econbiz.de/10011294408
Persistent link: https://www.econbiz.de/10012815752
We study the spending response of first-time borrowers to an overdraft facility and elicit their preferences, beliefs, and motives through a FinTech application. Users increase their spending permanently, lower their savings rate, and reallocate spending from non-discretionary to discretionary...
Persistent link: https://www.econbiz.de/10012416105
Persistent link: https://www.econbiz.de/10012502497
Persistent link: https://www.econbiz.de/10012502611
We study the spending response of first-time borrowers to an overdraft facility and elicit their preferences, beliefs, and motives through a FinTech application. Users increase their spending permanently, lower their savings rate, and reallocate spending from non-discretionary to discretionary...
Persistent link: https://www.econbiz.de/10012171775
Persistent link: https://www.econbiz.de/10014428447
Persistent link: https://www.econbiz.de/10013187695