Demographic changes, tight public budgets, and reduced generosity of occupational pension plans shift the responsibility for an adequate retirement provision towards the individual. Applying the theoretical perspectives of Behavioural Finance and New Institutionalism to the domain of retirement...

This thesis contains four studies in applied microeconomics. The first chapter studies the question of how risk and religiosity are related. The second chapter is a field experiment with a gym, with a policy intervention to help people go more often to the gym. The third chapter examines how the...