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New technologies have enabled firms to elicit granular behavioral data from consumers in exchange for lower prices and better experiences. This data can mitigate asymmetric information and moral hazard, but it may also increase firms' market power if kept proprietary. We study a voluntary...
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relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the … finance ; terms of access ; household consumption ; birth cohorts ; pseudo panels …
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adjustable rate mortgages (ARMs). The empirical analysis, carried out on the basis of data from the Survey on Household Income …
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Using earthquake as an example, I investigate how risk perception affects household consumption with China Urban … Household Survey data and Baidu index dataset. The empirical results show that consumption expenditure per capita drops by 25 … the search index and the fall of household consumption. The results suggest that disaster events can seriously distort …
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