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Get in with a foreigner : consumer trust in domestic and foreign banks

Bönte, Werner; Filipiak, Ute; Lombardo, Sandro - 2015

Prior research suggests that trust plays an important role for individuals' participation in stock markets. This paper … focuses on potential customers in retail banking markets and empirically investigates their trust in foreign banks and … in India are less likely to trust foreign banks with their money than Indian private banks. However, our results also …

Persistent link: https://www.econbiz.de/10011287168

Get in with a foreigner : consumer trust in domestic and foreign banks

Bönte, Werner; Filipiak, Ute; Lombardo, Sandro - 2016

Prior research suggests that trust plays an important role in an individual's decision to participate in stock markets …. This paper focuses on potential customers in retail banking markets and empirically investigates their trust in foreign … banking customers in India are less likely to trust foreign banks with their money than private Indian banks. However, our …

Persistent link: https://www.econbiz.de/10011539928

Who Offers Internet Banking?

Furst, Karen - 2014

Banking over the Internet has attracted increasing attention over the past several years from bankers and other financial services industry participants, the business press, regulators, and lawmakers, both in the United States and in other countries. In part, this is due to the rapid and...

Persistent link: https://www.econbiz.de/10013066812

What Drives the Network’s Growth? An Agent-Based Study of the Payment Card Market

Alexandrova-Kabadjova, Biliana - 2010

This paper investigates the impact on the network growth of the level of merchant discount, the level of Multilateral Interchange Fee (MIF), and the consumers' and the merchants' awareness of positive network effects. In an artificial market, in which issuers and acquirers belong to the same...

Persistent link: https://www.econbiz.de/10013149845

Strategic Default on First and Second Lien Mortgages During the Financial Crisis

Jagtiani, Julapa - 2019

Strategic default behavior suggests that the default process is not only a matter of inability to pay. Economic costs and benefits affect the incidence and timing of defaults. As with prior research, the authors find that people default strategically as their home value falls below the mortgage...

Persistent link: https://www.econbiz.de/10012905985

Customers and Investors : A Framework for Understanding Financial Institutions

Merton, Robert C. - 2016

Financial institutions have both investors and customers. Investors, such as those who invest in stocks and bonds or private/public-sector guarantors of institutions, expect an appropriate risk-adjusted return in exchange for the financing and risk-bearing that they provide. Customers of a...

Persistent link: https://www.econbiz.de/10013004624

Piercing through Opacity : Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis

Berger, Allen N.; Bouwman, Christa H. S.; Norden, Lars; … - 2021

We investigate bank relationships in a rarely-considered context – consumer and small business credit cards. Using over one million accounts, we find during normal times, consumer relationship customers enjoy relatively favorable credit terms, consistent with the bright side of relationships,...

Persistent link: https://www.econbiz.de/10013231467

Uruguayan Non-Performing Portfolio Purchase Scheme

Fulmer, Sean - 2021

As the Latin American sovereign debt crisis spread through the continent during the early 1980s, foreign investors began to abandon Uruguay out of fear that it would devalue its currency like Argentina did in March 1981. Five small- to medium-sized commercial banks in Uruguay faced solvency...

Persistent link: https://www.econbiz.de/10013214867

Canada : Bankers’ Acceptance Purchase Facility

Runkel, Corey - 2022

Bankers’ acceptances (BAs) are a form of investment security guaranteed by banks to fund loans to businesses against their credit lines. In Canada, BAs underpin the Canadian Dollar Offered Rate (CDOR), the main benchmark used to calculate floating interest rates in Canada’s derivatives...

Persistent link: https://www.econbiz.de/10014079681

Sweden : Commercial Paper Purchases

Mott, Carey - 2022

In March 2020, governments took measures to curb the spread of the COVID-19 pandemic that significantly impacted corporate revenues. The uncertainty surrounding the pandemic drove investors out of corporate securities and into safe assets, complicating the ability of Swedish nonfinancial...

Persistent link: https://www.econbiz.de/10013404002

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