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In this paper, I am using the data from the 2013 Chinese Household Finance Survey (CHFS) to explore the impacts of financial literacy on Chinese households' retirement planning and the demand for commercial insurances, especially among the financial excluded/vulnerable subpopulations (rural,...
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relationships using panel data from a large employer that implemented a full-replacement CDHP with a health savings account (HSA …
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Paper available from https://journals.sagepub.com/doi/full/10.1177/2381468318809373Health Savings Accounts (HSAs) are … tax-advantaged savings accounts available only to households with high-deductible health insurance. This paper provides … from our data-analytic framework is able to unlock significant tax savings for healthcare consumers. To allow all …
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savings. Households across the income distribution all cut spending from March to early April. Since mid April, spending has …
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Macroeconomic disasters (wars, pandemics, depressions) are characterized by drastic shifts and increased volatility of the aggregate consumption to income ratio. By standard intertemporal budget constraint logic, this ratio is linked to expectations of future income and consumption growth rates....
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