Consumers appear to still be sceptical about mobile payment systems. As a result, the theoretical framework proposed as well as evaluated in this study, concentrates on elements that influence customer behaviour towards the digital payment system, fintech and CBDC are accepted. The empirical...

We study recent technological innovation in credit markets and document their role in providing information to households. We show that households value the ability to learn detailed information about their cost of credit. This function is most valued by less creditworthy households with less...

We examine the intersection between financial inclusion, financial literacy, and financial technology. Using worldwide data, we find a significant positive relation between the World Bank's "Findex" measures and various measures of financial literacy, as well as Google Trends. We show that...