Studying factors influencing the demand for commercial health insurance is essential in insurance economics. Family ties are seldom investigated, although they play an important role in human behavior, especially in eastern countries such as China. We construct an index to measure family ties...

Background In China, public medical insurance has expanded rapidly in the past 20 years. Many studies have discussed the benefts of medical insurance in improving residents' health and fnancial stability, and increasing the utilization of medical services. Less attention is paid to the efect of...

Chronic disease is a kind of health shock that most people cannot avoid, which will increase households' medical expenditure and probably decrease other consumptions. Health insurance is a formal mechanism against health shocks. Theoretically, the integration policy of rural and urban residents...