We use unique data from an insurer that exclusively offers high-deductible, "consumer-directed" health plans to identify the effect of plan features, notably the spending account, on health care spending. Our results show that the marginal dollar in the spending account is entirely spent on...

We use unique data from an insurer that exclusively offers high-deductible, "consumer-directed" health plans to identify the effect of plan features, notably the spending account, on health care spending. Our results show that the marginal dollar in the spending account is entirely spent on...

Medical care often includes provider collaboration. However, the behavior of and desire for clinical teams is partly determined by regulations. We explore such issues in the context of anesthesia care whereby physician-trained anesthesiologists and certified registered nurse anesthetists (CRNAs)...