This paper examines public opinion surrounding employment-based health coverage. Data come from the Employee Benefit Research Institute and Mathew Greenwald & Associates, Inc. 2012 Health Confidence Survey (HCS), which examines a broad spectrum of health care issues, including Americans’...

As of 2012, 7 percent of employers did not cover spouses when other coverage was available to them; and 4 percent of employers with 1,000 or more employees reported not providing such spousal coverage. As of late 2012-early 2013, another 8 percent of large employers were reporting that they...

This paper presents data on health insurance coverage in California in 2013 and 2014, based on the March 2014 and 2015 Supplements to the Current Population Survey (CPS). It reflects research done by the Employee Benefit Research Institute (EBRI) on health insurance coverage trends in...

Our paper empirically examines how the decision to purchase private insurance and hospitalization are made based on household income, socio-demographic factors, and private health insurance factors in both Japan and the USA. Using these two data-sets, we found some similarities and...

The creation of tax-free health savings accounts presents a new opportunity to reduce the distortions created by federal tax preferences for health-related expenditures, and ultimately help eliminate those distortions. This paper proposes changes to current law that would allow most workers to...

This paper analyses possible options how to improve the risk adjustment of the health insurance system in the Czech Republic. Out of possible options it argues for including Pharmaceutical Cost Groups (PCGs) as additional risk factors since it is an improvement that can be implemented almost...

Steigende Kosten in den meisten Gesundheitssystemen und die damit verbundenen Finanzierungsprobleme stehen im Focus von vielen empirischen Untersuchungen. Wissenschaftler sind der Meinung, dass falsch gesetzte Anreize einer der Hauptgründe hierfür darstellen. Die vorliegende Arbeit umreißt...

Prof. Dr. Bernd Raffelhüschen, Stefan Fetzer und Christian Hagist, Universität Freiburg, untersuchen mit Hilfe der Generationenbilanzierung, welche Auswirkungen die aktuellen Vorschläge (nämlich Bürgerversicherung oder Gesundheitsprämien) zur Reform der gesetzlichen Krankenversicherung,...

In this paper, I examine the impact of uninsured patients on the health of the insured, focusing on one health outcome - the in-hospital mortality rate of insured heart attack patients. I employ panel data models using patient discharge and hospital financial data from California (1999-2006). My...