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We use a Regression Discontinuity Design (RDD) to evaluate the impact of cost-sharing on the use of health services. In the Italian health system, individuals reaching age 65 and earning low incomes are given total exemption from cost-sharing for health services consumption. Since the...
Persistent link: https://www.econbiz.de/10011453425
Unavailable or expensive health insurance may hinder the transition of individuals from paid employment to … investigate how much the cost of health insurance when leaving paid employment - given availability of health insurance - matters … HIX plan by $100 per month decreases the annual probability of entry into self-employment by 0.25 percentage points, which …
Persistent link: https://www.econbiz.de/10012705577
We estimate the health costs of supply-side barriers to accessing medical care. The setting is Colombia, where citizens have a constitutional right to health care, but insurance companies that manage delivery impose restrictions on access. We use administrative data on judicial claims for health...
Persistent link: https://www.econbiz.de/10012609195
Intermediaries may bargain with several upstream providers on behalf of consumers who do not directly pay for consumption, such as an insurer bargaining with hospitals. We show that the common Nash- in-Nash solution, while useful for estimation, can predict Nash overpricing: prices that exceed...
Persistent link: https://www.econbiz.de/10011807830
We study the impact of health insurance expansion in the US on health expenditure, longevity growth and welfare in an overlapping generations economy in which individuals purchase health care to lower mortality. We consider three sectors: final goods production; a health care sector, selling...
Persistent link: https://www.econbiz.de/10011813315
The Affordable Care Act requires insurers to offer cost sharing reductions (CSRs) to low-income consumers on the Marketplaces. We link 2013-2015 All-Payer Claims Data to 2004-2013 administrative hospital discharge data from Utah and exploit policy-driven differences in the actuarial value of CSR...
Persistent link: https://www.econbiz.de/10014440053
access to formal employment, and face partial mobility restrictions, we find that total crime per person (including natives …
Persistent link: https://www.econbiz.de/10012610406
This paper provides estimates for savings needed to cover health insurance to supplement Medicare and out-of-pocket expenses for health care services in retirement. It finds that a male age 65 in 2008 and retiring at age 65 will need anywhere from $64,000 to $159,000 in savings to cover health...
Persistent link: https://www.econbiz.de/10014217783
This paper examines the cost of health insurance and health care expenses in retirement. It examines recent trends in private- and public-sector retiree health benefits and the impact of these trends on current and future retirees. It also presents options that retirees currently have to...
Persistent link: https://www.econbiz.de/10014056771
This paper analyzes the consequences of parallel trade on health care systems in a two-country model with a vertical distributor relationship. In particular, two cost-sharing systems - coinsurance and indemnity insurance - are compared with respect to changes in copayments and public health...
Persistent link: https://www.econbiz.de/10010223102