"At a symposium entitled Government Managing Risk, the role of, and potential for, income contingent (or income related) loans to address a range of social and economic problems were explored. ... This paper summarises the arguments raised at the symposium and some of the suggested applications...

Around nine countries currently use a national income contingent loan (ICL) scheme for higher education tuition using the income tax system. Increased international interest in ICL validates an examination of its costs and benefits relative to the traditional financing system,...