This paper presents evidence on the industry effects of bank lending in Germany and identifies the industry effects of bank lending associated with changes in monetary policy and industryspecific bank credit demand. To this end, we estimate individual bank lending functions for 13 manufacturing...

This study examined the responsiveness of commercial banks' sectoral credit supply to changes in credit demand expectations, as captured in the Central Bank of Kenya's Quarterly Credit Officers Survey. The study developed an index to measure changes in credit demand expectations and subjected...