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This paper provides the first evidence on gender differences in investment financing, credit application and credit … analysis of the supply- and demand-side on the credit market shows that women are not more likely to be denied credit but the … probability that they apply for credit is on average lower. Yet, this gender difference in the probability of credit application …
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To sustain growth in an aging economy, it is important to ease the financing of small firms by bank loans. Using bank internal data of small business loans in Germany, we examine the determinants of loan rates in the period 1995-2010. Beyond characteristics of the firm, the loan contract, and...
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