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We put our hypothesis very straightforward, considering the euro area and the whole European Economic and Monetary Union (EMU) banking sector. The paper's central hypothesis that capital adequacy of the EMU banking sector influenced credit growth and activities in the nonfinancial sector was...
Persistent link: https://www.econbiz.de/10014316648
The subject of this paper is the contemporary trend in residential real estate markets in European countries and their impact on the quality of banks' housing loan portfolios. Due to the fact that these are the markets that still have not fully recovered from the previous financial crisis, and...
Persistent link: https://www.econbiz.de/10012888083
This study investigates the behavior of bank non-performing loans in the Fintech era. Using data from 35 developed … countries from 1998 to 2016, the findings show that non-performing loans are fewer in the second wave Fintech era. Also, bank …
Persistent link: https://www.econbiz.de/10013213669
profile of the bank. This paper investigates the influence of the non-performing loans ratio on profitability indicators in … reducing bank profitability. Also, the statistical analysis confirms that the profitability position of the real sector is one …
Persistent link: https://www.econbiz.de/10011862127
The purpose of this paper is to derive a model for calculation of maturities and volumes of repayments that a bank may … intervals. The model in this paper is in interest of any bank and in particular of banks with a higher fraction of NPLs in their …
Persistent link: https://www.econbiz.de/10012021720
In this paper, I examine the link between bank credit growth and non-performing loans in an economy with deflationary … bank credit growth and non-performing loans in a sample of 82 publicly listed commercial banks in Japan during the period … 1993-2013. I show that bank credit growth positively correlates with non-performing loans prior to the onset of the global …
Persistent link: https://www.econbiz.de/10012971497
paper is to organize and summarize studies examining the role of GDP growth and its impact on bank loan quality. This … a favourable economic environment. Far less frequently, the macroeconomic activity leads to future bank losses …
Persistent link: https://www.econbiz.de/10012887740
the interest income of a hypothetical profit-maximis-ing Chinese bank with no credit quality problems. Taking the … Chi-nese banks. Our results uncover a substantial weakening in the quality of Chinese bank loan portfo-lios in 2016. Big …
Persistent link: https://www.econbiz.de/10012167271
natural experiment to study the effects of reduced bank capital adequacy on productivity. Affected banks respond not only by …
Persistent link: https://www.econbiz.de/10011975387
households still remain bank credits. Besides, borrowing from P2P market is becoming more and more popular. Although the … for the Central Bank, the Ministry of Finance and other institutions that regulate the credit market, as it provides …
Persistent link: https://www.econbiz.de/10013348705