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This paper investigates the nexus between bank-based financial inclusion and asset quality of 43 Banks in Kenya using … growth in outstanding bank credit, deposit growth and asset quality, we find that lagged credit growth has a positive …
Persistent link: https://www.econbiz.de/10012801664
We study loans from banking and non-banking lenders to different groups of borrowers in order to unveil significant differences on how those respond to a shock and evaluate possible alternative explanations for such differences. The objective is to gain insights useful to explain the loan...
Persistent link: https://www.econbiz.de/10012838236
We study the contribution of loans, granted to different borrower groups, to economic activity in the USA over the period 1971q1-2018q4. Significant economic recessions occurred along the period considered, we center our discussion around the recent Global Financial Crisis. Results are delivered...
Persistent link: https://www.econbiz.de/10012823053
We study loans from banking and non-banking lenders to different groups of borrowers in order to unveil significant differences on how those respond to a shock and evaluate possible alternative explanations for such differences. The objective is to gain insights useful to explain the loan...
Persistent link: https://www.econbiz.de/10012194423
Systemically Important Banks (G-SIBs) on bank lending behaviour. Using a difference-in-differences estimation strategy, we find no …
Persistent link: https://www.econbiz.de/10012299026
Bank deregulation in the form of the repeal of the Glass-Steagall Act facilitated the entry of non-bank lenders into … conventional view that regulatory arbitrage caused the rise of non-bank lenders. …
Persistent link: https://www.econbiz.de/10014533282
How much of the heterogeneity in bank loan pricing is explained by disparities in banks' attitude towards risk? The … answer to this question is not simple because there are only very weak proxies for gauging the degree of a bank's risk … confirm that disparities in market power, banks' funding costs, and banks' funding risks are re ected in bank lending rates …
Persistent link: https://www.econbiz.de/10012420270
Previous research on procyclical bank capital regulation has largely focused on the role of increased loan losses and … deteriorated credit ratings in economic downturns. We focus on the role of bank loan commitments, which have been increasingly … popular from the 2000s, on the procyclicality of bank capital regulation. Using the bank-level data of U.S. commercial banks …
Persistent link: https://www.econbiz.de/10012940367
the NPL of systemic banks are positively associated with loan supply and bank profitability. On the other hand, the NPLs … of non-systemic banks is negatively associated with regulatory capital ratios, and is positively associated with bank …
Persistent link: https://www.econbiz.de/10012870125
outcomes of loan renegotiation. Analysing a bank reorganization in Greece in the mid-2010s, I find that firms that experience …This paper presents evidence that personal relationships between corporate borrowers and bank loan officers improve the …
Persistent link: https://www.econbiz.de/10012519342