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the slowdown, a special attention is dedicated to lending which will in turn help investments pick up. Banks in Albania …
Persistent link: https://www.econbiz.de/10013012301
minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability. …
Persistent link: https://www.econbiz.de/10011541056
weather conditions. This paper provides the theoretical framework to study the impact of weather through its influence on bank … manager's mood on bank inefficiency. In particular, we provide empirical evidence of the dynamic interactions between weather … and bank loan inefficiency, using a panel data set that includes 69 banks operating in the US spanning the period 1994 to …
Persistent link: https://www.econbiz.de/10009565392
that well-functioning credit markets would reflect a bank channel for monetary policy at work, we test whether a change in … and the associated change in interest rate does not affect change in bank credit, change in total debt and the proportion … of bank credit in total debt for any of the firms. We discuss the policy implications of the findings. …
Persistent link: https://www.econbiz.de/10011493763
Numerous commentaries have questioned both the legality and appropriateness of Federal Reserve lending to banks during the recent financial crisis. This article addresses two questions motivated by such commentary: 1) Did the Federal Reserve violate either the letter or spirit of the law by...
Persistent link: https://www.econbiz.de/10013107843
Using Moody's “Ultimate Recovery Database,” we estimate a model for bank loan recoveries using variables reflecting …
Persistent link: https://www.econbiz.de/10013108416
for other banks. As an empirical exercise, we apply this model to the French banking system. Relying on data on bank …
Persistent link: https://www.econbiz.de/10013083481
many of these loans are held by more than one bank. We study differences in banks' estimates of risk parameters used to … parameters affect bank credit supply …
Persistent link: https://www.econbiz.de/10013065553
Between 2010 and 2012 and with bank stability as the ultimate target, five European countries implemented a tax levy on … the impact of the tax levy along bank size and capital structure. We find that banks located in countries where the tax …
Persistent link: https://www.econbiz.de/10013168993
Using novel receivable-based-loan data, we study the effect of aging-report loan covenants on borrowers' accounts receivable reporting quality. Our purpose is to highlight a channel that lenders use to obtain private information and to understand whether lenders' information acquisition affects...
Persistent link: https://www.econbiz.de/10012842317