We document a strong political cycle in bank credit and industry outcomes in Turkey. In line with theories of tactical …

conditions required by the banking system to grant a mortgage. The authors find that easier access to credit inflates housing …

This paper investigates the housing and mortgage markets by means of an agent-based macroeconomic model of a credit … households’ creditworthiness conditions required by banks in order to grant a mortgage. Results show that easier access to credit …

dissatisfied retail customers from a large, universal bank, UBS, to homogeneous local mortgage lenders. Mortgage lenders located …I study the effects of an increase in the supply of local mortgage credit on local house prices and employment by … in the geographic distance between UBS branches and local mortgage lenders as an instrument for deposit growth, I find …