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Giving credit where credit is due? : The Community Reinvestment Act and mortgage lending in lower-income neighborhoods

Bhutta, Neil - 2008

Persistent link: https://www.econbiz.de/10003830521

Redlining, the community reinvestment act, and private mortage insurance

Ross, Stephen L.; Tootell, Geoffrey M. B. - In: Journal of urban economics 55 (2004) 2, pp. 278-297

Persistent link: https://www.econbiz.de/10001975768

Does the Community Reinvestment Act increase small business lending in lower income neighborhoods?

Kim, Mee Jung; Lee, Kyung Min; Earle, John S. - 2021

We estimate the impact of the Community Reinvestment Act (CRA) on small business lending in lower-income neighborhoods. Using 2004-2016 panel data on census tracts, we apply a combined regression discontinuity and fixed effect method. We find that the number of small business loans increases by...

Persistent link: https://www.econbiz.de/10012609174

Does the community reinvestment act increase lending to small businesses in lower income neighborhoods?

Kim, Mee Jung; Lee, Kyung Min; Earle, John S. - In: Economics letters 209 (2021), pp. 1-5

Persistent link: https://www.econbiz.de/10013209531

Bank adaptation to neighborhood change : Mortgage lending and the Community Reinvestment Act

Lee, Hyojung; Bostic, Raphael W. - In: Journal of urban economics 116 (2020)

Persistent link: https://www.econbiz.de/10012795735

What drives racial and ethnic differences in high cost mortgages? : the role of high risk lenders

Bayer, Patrick J.; Ferreira, Fernando Vendramel; Ross, … - 2016

This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …

Persistent link: https://www.econbiz.de/10011524186