various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed …

Utilizing research from the U.S., Italy, and the Netherlands, Place, Exclusion and Mortgage Markets presents an in …. Covers exclusion in mortgage markets in three different countries - the U.S., Italy, and the Netherlands Presents an … United States, Italy, and the Netherlands -- 4 The United States: One Century of Redlining -- 5 Italy: Capital Switching in …

markets and in areas that have fewer bank branches per capita. We also find that the portion of LendingClub loans increases in …

This article focuses on the relationship between Fintech and bank risk-taking behavior. Since Robo-Advisor is one of … medium-sized banks from 2011 to 2016. We found that the development of Fintech has significantly reduced bank risk …-taking level. This result is still valid after the robustness test of replacing the bank's risk-taking index and replacing the …

loans for home buyers and small businesses, and restrictions on bank branching posed a high barrier to competition. Today … — leading to a 77 percent increase in the number of bank offices since the CRA's passage. Furthermore, a growing share of … their CRA evaluations — contravening the CRA's requirement that lending be consistent with bank safety and soundness. In …

digital capital can better withstand competition from traditional banks, especially among high-FICO borrowers, non … later in the sample period, suggesting that fintech lenders improve financial inclusion to circumvent direct competition …