elaborates on the key sources of finance existing for Thai manufacturing SMEs and their importance for SME performance as … the results from the survey reveal that few Thai manufacturing SMEs actively seek external finance from these institutions …. Foreign commercial banks also help enhance SME technical efficiency. The results show that larger SMEs have superior …

. In this paper, we use account-level data from LendingClub and Y-14M data reported by U.S. banks with assets over $50 …€™s consumer lending activities have penetrated areas that may be underserved by traditional banks, such as in highly concentrated …

Fintech has been playing an increasing role in shaping financial and banking landscapes. Banks have been concerned …

owned and state-owned banks. Using a unique dataset on small- and medium-sized enterprises (SMEs) we find that an increase … in relative borrowings from local state-owned banks significantly reduces SMEs' financial constraints, while there is no … such effect for privately owned banks. Improved credit availability and private information production are the main …

expect banks to adapt to the emergence of P2P lending, either by co-operating closely with third party P2P lending platforms …

Fintech has been playing an increasing role in shaping financial and banking landscapes. Banks have been concerned …

community banks. Among nonbanks, fintech lenders have become particularly active, leveraging alternative data for their own …

This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …

-interest rate credit conditions and terms, the risk perception of banks and the willingness of banks to lend. Credit standards are … the internal guidelines or criteria of a bank which reflect the bank’s loan policy. The terms and conditions of a loan …