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market-friendly business model and supporting scheme to help SMEs gain access to credit on a sustainable basis. Given the … success of microfinance around the world, a large number of commercial banks have made a profitable business out of this … sector. This paper explores various business models by commercial banks in microfinance and provides policy implications for …
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We study repayment and delinquency in an innovative loan contract that offers borrowers a wide range of flexibility. Using a large administrative dataset, we perform unsupervised pattern analysis to study how borrowers repay within the framework of this loan. We identify eight clusters that can...
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Microfinance is the arrangement of budgetary administrations to low-income individuals and to SMEs. An empirical study …
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