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I investigate the effects of bank loan renegotiation on firm's financial and investment policies, and performances. I …
Persistent link: https://www.econbiz.de/10012929829
competitive conditions in the banking industry of a large emerging economy. To quantify the lending rate variability in consumer …
Persistent link: https://www.econbiz.de/10013269368
This paper aims to examine the degree of dispersion in the loan pricing of commercial banks and its association with competitive conditions. To this end, an indexation mechanism processing a novel bank-level dataset is proposed to quantify the lending rate variability in general-purpose,...
Persistent link: https://www.econbiz.de/10013244832
theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by … extending the theory of the banking firm, it illustrates how financial intermediation will be impacted by innovative financial … banking and the all-digital banks. The paper contributes to an understanding of the future of banking, providing a framework …
Persistent link: https://www.econbiz.de/10012594546
not only to the banks' management, but also to banking regulators as well. …
Persistent link: https://www.econbiz.de/10012175768
Traditionally banks have used securitization for expanding credit and thus their profitability. It has been well documented that, at least before the 2008 crisis, many banks were keeping a high proportion of the securities that they created on their own balance-sheets. Those securities retained...
Persistent link: https://www.econbiz.de/10009570572
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame … Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial … College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …
Persistent link: https://www.econbiz.de/10011554963
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame … Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial … College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …
Persistent link: https://www.econbiz.de/10011557140
Background: Banking is an important sector of Pakistan’s economy. It is general consideration that bank’s major … activities of banking sector that are saving and lending don’t have any long run or short run causality towards economic growth … unidirectional causality running from GDP growth to credit provided by banking sector which shows that economic prosperity or …
Persistent link: https://www.econbiz.de/10011542400
The present paper measured the efficiency of Islamic banks during economic troubles of 2006-2009 to address the question if Islamic banks were efficient and stable. This paper addresses this question by measuring efficiency through employing the on-parametric technique, Data Envelopment Analysis...
Persistent link: https://www.econbiz.de/10009565287