We model mortgage refinancing as a bargaining game involving the borrowing household, the incumbent lender, and an … set containing the population of mortgages in Belgium. In particular, households' refinancing propensities are positively … correlated with the number of local branches and negatively correlated with local mortgage market concentration. Moreover …

A mortgage loan is considered as one of the most difficult forms of credit relations, first of all resulting in need to … attract long-term financial resources on the basis of its refinancing. The expansion of foreign banks in the domestic credit … and methodological foundations of “refinancing” and “relending” definitions, their relationships, and to identify …