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Determinants of commercial banks' lending behavior : evidence from Turkey

Tomak, Serpil - In: Asian Journal of Empirical Research 3 (2013) 8, pp. 933-943

This paper studies the bank-level (size and access to funds) and market-based (interest rate, inflation rate, GDP) variables’ impact on bank lending behavior in Turkey using quarterly bank level data of 15 private commercial banks and 3 state-owned banks for the 2003-2012 period. The empirical...

Persistent link: https://www.econbiz.de/10009788619

Bank ownership around the world

Panizza, Ugo - 2023

This paper builds a dataset on bank ownership that covers more than 6,500 banks in 181 countries (59 low-income economies, 72 middle-income economies, and 50 high-income economies) over 1995-2020. I show that until 2010, there was a reduction in state-ownership of banks and an increase foreign...

Persistent link: https://www.econbiz.de/10014249625

A Comparative Study of the Borrower Perception of Retail Lending in Private and Public Sector Banks in India

Swamy, Vighneswara - 2012

Indian banking sector is growing rapidly and is expected to enjoy even better growth opportunities in the evolving … future. Retail banking has always been prevalent in various forms ever since the evolution of banking. Retail lending in … of India. India's retail-banking assets size is expected to grow at the rate of 18% a year over the next four years (2006 …

Persistent link: https://www.econbiz.de/10013101489

Information Sharing and the Volume of Private Credit in Transition : Evidence from Ukrainian Bank-Level Panel Data

Grajzl, Peter - 2012

The effect of lenders' information sharing on the volume of credit is ambiguous in theory and underexplored empirically. Departing from the scant existing literature, which draws on country-level aggregate data, we study the impact of information sharing on the volume of private credit by...

Persistent link: https://www.econbiz.de/10013114677

The role of state-owned banks in crises : evidence from German banks during COVID-19

Li, Xiang - 2022

By adopting a difference-in-differences specification combined with propensity score matching, we provide evidence using the microdata of German banks that stateowned savings banks have lent less than credit cooperatives during the COVID-19 crisis. In particular, the weaker lending effects of...

Persistent link: https://www.econbiz.de/10012814384

Lending cycles and real outcomes : costs of political misalignment

Bircan, Cagatay; Saka, Orkun - 2021

We document a strong political cycle in bank credit and industry outcomes in Turkey. In line with theories of tactical redistribution, state-owned banks systematically adjust their lending around local elections compared with private banks in the same province based on electoral competition and...

Persistent link: https://www.econbiz.de/10012428972

Do better political institutions help in reducing political pressure on state-owned banks? : evidence from developing countries

Ashraf, Badar Nadeem; Arshad, Sidra; Yan, Liang - In: Journal of risk and financial management : JRFM 11 (2018) 3, pp. 1-10

This study examines whether state-owned banks face political pressure and whether the improvement in political institutions alleviates this pressure. The theory of political benefits argues that politicians use state-owned banks for political purposes such as obtaining and maintaining political...

Persistent link: https://www.econbiz.de/10011895721

The role of state-owned banks in crises : evidence from German banks during COVID-19

Li, Xiang - Leibniz-Institut für Wirtschaftsforschung Halle - 2022 - This version: September 27, 2022

By adopting a difference-in-differences specification combined with propensity score matching, I provide evidence using the microdata of German banks that stateowned savings banks have lent less than credit cooperatives during the COVID-19 crisis. In particular, the weaker lending effects of...

Persistent link: https://www.econbiz.de/10013427787

Private credit in dual banking countries : does bank ownership type matter?

Nazrul Hazizi Noordin; Eskandar Shah, Mohamed; Ibrahim, … - In: Thunderbird international business review 64 (2022) 6, pp. 687-708

Persistent link: https://www.econbiz.de/10013414230

Bank Ownership and Lending Behavior

Micco, Alejandro; Panizza, Ugo - 2004

This paper examines whether bank ownership (public versus private, domestic versus foreign) is correlated with bank lending behavior over the business cycle. The paper finds that state-owned banks may play a useful credit-smoothing role because their lending is less responsive to macroeconomic...

Persistent link: https://www.econbiz.de/10010327091

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