The impact of strong emotions or mood on decision making and risk taking is well recognized in behavioral economics and … 2009. Bank loan inefficiency is derived using both a standard stochastic frontier production approach for bank loans and a … explaining the variation of gross loans. -- bank loan inefficiency ; weather conditions ; panel VAR ; causality ; US banking …

An issue that has not been dealt in the literature refers to the relationship between bank loan efficiency and weather … between weather and bank loan efficiency, using a panel data set that includes 69 banks operating in the US spanning the … period 1999 to 2009. Bank loan inefficiency is derived using a stochastic frontier production approach. We also estimate …

such effect for privately owned banks. Improved credit availability and private information production are the main … is less pro-cyclical and neither leads to more risk taking nor underperformance …

This paper analyses the role of lending technologies and banking relationships on firms' credit access in Italy. Using … demand and rationing probabilities depending on the size of the borrower. Multiple banking relationships alleviate financial …, firms maintaining banking relationships based on transactional technologies are more likely to be credit denied, while the …

the capital intensity of production at the firm level. Firms experiencing adverse credit shocks were also more likely to … when instruments based on pre-crisis banking relationships are used. We show that banking relationships were conditionally …

This comparative study analyzed the impact of loan portfolio composition on the efficiency of different types of banks … in India-public sector, old private, and new private banks-in the period between 2013 and 2022. Efficiency was evaluated … sector lending, and secured lending in proportion to the overall loans-as independent factors against the efficiency score as …